Key Roles & Responsibilities:

Planning & Development

• Participate in the development of plans and objectives for credit to ensure the achievement of strategic objectives for the bank.
• Participate in the preparation and amendment of the credit policy, authorities and other credit related manuals and SOPs
• Participate in the process of reviewing the framework for calculating expected credit losses, IFRS9 policy, risk acceptance document, target market standards, and adequacy of provisions
• Provide suggestions and recommendations to streamline work flow.

Credit Assessment and Risk Analysis

• Evaluate credit applications and verify their compliance with credit policy, risk acceptance document and target market standards.
• Prepare credit evaluation memos for credit proposals
• Review the inputs of the risk rating to ensure validity and accuracy

Team Management & Reports

• Prepare the necessary periodic reports related to credit review in accordance with the credit policy and the requirements of the regulatory authorities.
• Supervise subordinate employees in credit administration and remedial to ensure employees receive appropriate training and development.